One of the biggest things I encourage growing businesses to think about before signing a traditional commercial office lease is whether they're making a decision based on what their business needs today or what they think it might need three to five years from...
Shifting from Home Owner to Landlord requires specific coverage for rental properties. At the Derick Cooper Agency, I help home buyers avoid last-minute surprises by starting the insurance conversation early. Every home and every buyer is different. Things like flood...
A good banking relationship manager should be much more than someone who manages accounts or provides financing. I believe our role is to be a trusted advisor and resource for our clients. That means having regular conversations to understand what’s happening in their...
One thing I always remind business owners is that increased sales don’t necessarily mean increased cash flow. In fact, rapid growth can sometimes create additional financial challenges. For example, if you’re paying suppliers within 30 days but waiting 60 days to...
My recommendation is to start having conversations with your bank about lending opportunities well before you actually need the financing. There are many different types of lending available, and having those conversations early allows you to explore your options,...
